Spera Bank FAQ/Investing

From Republic of Texas
  • If you've taken the awesome step of becoming a Spera Bank Shareholder, then you earn dividends. Spera pays 50% of its profits as dividends proportionally to its Shareholders monthly, at the end of each month.
  • Investors who have chosen to purchase Zero-Coupon Bonds will receive their original investment plus the interest at the maturity date of their bond. There are no intermediate payments.
  • Patrons who choose to open savings accounts with us receive monthly interest paid on the balance of their account balance. We follow the novel practice of paying interest on the average balance for the entire month. This discourages dishonest and generally negative individuals from depositing large balances at the end of the month and then trying to withdraw them at the beginning of the month.